Naomi D'Souza | Writer, Food & Lifestyle Blogger in Dubai
  • ABOUT N
  • PRESS & MEDIA
  • N’s FAVORITES
  • ARTICLES
    • All Guest Posts Lifestyle Articles Research Articles Social Media Articles
      Articles

      Best Theme Parks to Visit in Dubai

      Articles

      5 Best natural ways to make your skin…

      Articles

      The Financial Benefits of Going Solar

      Articles

      5 Ways To Improve Your Customer Acquisition Strategy

      Guest Posts

      Should You Trade in Your Car? Get the…

      Guest Posts

      How to start a travel blog?

      Guest Posts

      Where can I find a virtual office in…

      Guest Posts

      A Guide to Dubai Hills Estate Rental Trends

      Lifestyle Articles

      Best Theme Parks to Visit in Dubai

      Lifestyle Articles

      5 Best natural ways to make your skin…

      Lifestyle Articles

      The Financial Benefits of Going Solar

      Lifestyle Articles

      5 Ways To Improve Your Customer Acquisition Strategy

      Research Articles

      What’s The Best Way To Boost Your Mental…

      Research Articles

      Useful Tips for Creating Logos

      Research Articles

      4 Tips to working with a brand effectively

      Research Articles

      How to invest your money this year

      Social Media Articles

      5 tested tips to create high engagement LinkedIn…

      Social Media Articles

      How much money YouTubers make and how you…

      Social Media Articles

      What type of content and categories perform best…

      Social Media Articles

      Mark Zuckerberg to change Instagram and Whatsapp’s name…

  • REVIEWS
    • All Lifestyle Recipes Restaurant
      Recipes

      Chocolate Mug Cake by Zoya Umran, from CakesbyZoya

      Recipes

      4 Delicious ways to prepare BBQ ribs

      Recipes

      Mediterranean Red Mullet by Chef Antonio, from Pierchic

      Recipes

      Spaghetti Carbonara by Chef Giorgio, from Trattoria Toscana

      Lifestyle

      U.A.E Shopping Trends: 10 Interesting Consumer Facts

      Lifestyle

      Family & Pet photoshoot with Pink Pepper Photography

      Lifestyle

      Hair removal: Electrolysis for permanent vs Laser for…

      Lifestyle

      Bounce ~ Off the wall

      Recipes

      Chocolate Mug Cake by Zoya Umran, from CakesbyZoya

      Recipes

      4 Delicious ways to prepare BBQ ribs

      Recipes

      Mediterranean Red Mullet by Chef Antonio, from Pierchic

      Recipes

      Spaghetti Carbonara by Chef Giorgio, from Trattoria Toscana

      Restaurant

      This Diwali Menu at ‘Mint Leaf of London’…

      Restaurant

      Kohantei – Experience Japanese Kaiseki at its Finest

      Restaurant

      Breakfast at At.mosphere, Burj Khalifa

      Restaurant

      This restaurant only plays old Bollywood Songs &…

  • TRAVEL
    • All Food across the Globe Hotels & Resorts
      Articles

      How to start a travel blog?

      Featured

      Honeymooning at Heritance Aarah, Maldives πŸ’™

      TRAVEL

      Boating in the Bahamas: The Perfect Way to…

      Hotels & Resorts

      Address Downtown is now opened! Here’s my staycation…

      Food across the Globe

      Brunch in London

      Food across the Globe

      Food Scenes in Islamabad

      Food across the Globe

      Sydney Food Guide

      Food across the Globe

      New Yorkers Food Guide

      Hotels & Resorts

      Honeymooning at Heritance Aarah, Maldives πŸ’™

      Hotels & Resorts

      Address Downtown is now opened! Here’s my staycation…

      Hotels & Resorts

      Why Sofitel is one of the leading hospitality…

      Hotels & Resorts

      Zabeel House Mini by Jumeirah ~ Dubai

  • CONTACT
  • ABOUT N
  • PRESS & MEDIA
  • N’s FAVORITES
  • ARTICLES
    • All Guest Posts Lifestyle Articles Research Articles Social Media Articles
      Articles

      Best Theme Parks to Visit in Dubai

      Articles

      5 Best natural ways to make your skin…

      Articles

      The Financial Benefits of Going Solar

      Articles

      5 Ways To Improve Your Customer Acquisition Strategy

      Guest Posts

      Should You Trade in Your Car? Get the…

      Guest Posts

      How to start a travel blog?

      Guest Posts

      Where can I find a virtual office in…

      Guest Posts

      A Guide to Dubai Hills Estate Rental Trends

      Lifestyle Articles

      Best Theme Parks to Visit in Dubai

      Lifestyle Articles

      5 Best natural ways to make your skin…

      Lifestyle Articles

      The Financial Benefits of Going Solar

      Lifestyle Articles

      5 Ways To Improve Your Customer Acquisition Strategy

      Research Articles

      What’s The Best Way To Boost Your Mental…

      Research Articles

      Useful Tips for Creating Logos

      Research Articles

      4 Tips to working with a brand effectively

      Research Articles

      How to invest your money this year

      Social Media Articles

      5 tested tips to create high engagement LinkedIn…

      Social Media Articles

      How much money YouTubers make and how you…

      Social Media Articles

      What type of content and categories perform best…

      Social Media Articles

      Mark Zuckerberg to change Instagram and Whatsapp’s name…

  • REVIEWS
    • All Lifestyle Recipes Restaurant
      Recipes

      Chocolate Mug Cake by Zoya Umran, from CakesbyZoya

      Recipes

      4 Delicious ways to prepare BBQ ribs

      Recipes

      Mediterranean Red Mullet by Chef Antonio, from Pierchic

      Recipes

      Spaghetti Carbonara by Chef Giorgio, from Trattoria Toscana

      Lifestyle

      U.A.E Shopping Trends: 10 Interesting Consumer Facts

      Lifestyle

      Family & Pet photoshoot with Pink Pepper Photography

      Lifestyle

      Hair removal: Electrolysis for permanent vs Laser for…

      Lifestyle

      Bounce ~ Off the wall

      Recipes

      Chocolate Mug Cake by Zoya Umran, from CakesbyZoya

      Recipes

      4 Delicious ways to prepare BBQ ribs

      Recipes

      Mediterranean Red Mullet by Chef Antonio, from Pierchic

      Recipes

      Spaghetti Carbonara by Chef Giorgio, from Trattoria Toscana

      Restaurant

      This Diwali Menu at ‘Mint Leaf of London’…

      Restaurant

      Kohantei – Experience Japanese Kaiseki at its Finest

      Restaurant

      Breakfast at At.mosphere, Burj Khalifa

      Restaurant

      This restaurant only plays old Bollywood Songs &…

  • TRAVEL
    • All Food across the Globe Hotels & Resorts
      Articles

      How to start a travel blog?

      Featured

      Honeymooning at Heritance Aarah, Maldives πŸ’™

      TRAVEL

      Boating in the Bahamas: The Perfect Way to…

      Hotels & Resorts

      Address Downtown is now opened! Here’s my staycation…

      Food across the Globe

      Brunch in London

      Food across the Globe

      Food Scenes in Islamabad

      Food across the Globe

      Sydney Food Guide

      Food across the Globe

      New Yorkers Food Guide

      Hotels & Resorts

      Honeymooning at Heritance Aarah, Maldives πŸ’™

      Hotels & Resorts

      Address Downtown is now opened! Here’s my staycation…

      Hotels & Resorts

      Why Sofitel is one of the leading hospitality…

      Hotels & Resorts

      Zabeel House Mini by Jumeirah ~ Dubai

  • CONTACT

Naomi D'Souza | Writer, Food & Lifestyle Blogger in Dubai

ArticlesResearch Articles

How to invest your money this year

February 15, 2021

Have you thought about investing your money at some point but aren’t sure how or where to begin? You’re not alone.

We hear about investment opportunities all the time but are they really right for you, especially if you have little or no knowledge of markets and how they work? How can someone like the wealth builder club help your investment portfolio? In this article, we look at some good investment ideas to get you started. They can be as simple as opening a different kind of bank account to working with a broker to earn high short term returns. Read on to find out more.

Stock market


When most people
think about investing they immediately think about the stock market – those big boards with numbers on them, and people shouting sell, sell, sell. You may not know much about it to begin with, but it is easy to learn and make big returns.

Begin by reading a blog such as Investopedia, and watching beginners videos on YouTube. It isn’t hard to understand but it does take a little study to get your head around. When you feel ready, you should make your first investments or get in touch with a broker.

Equity mutual funds

If you are looking for a way to invest your funds but you are not well versed in financial investing, an equity mutual fund could be a good option. This investment option does not require a large amount of capital for investing and represents an effective and profitable pursuit for most people.

This type of investment is typically made in equity stocks, these are the funds in a company used for trading. These stocks are categorized according to market-capitalization and depend on domestic and international stocks. Using a good fund manager is recommended for this type of investment.

Debt mutual funds

When you think about investing you think about earning extra income for smart decisions in the market. Equally, you might worry that your money will be lost through human error or a sudden unexpected change in market conditions. Debt Mutual Funds finds the balance.

Debt Mutual Funds are actually a low-risk way of earning regular returns on your money. The funds are typically invested in fixed returns such as government securities, treasury bills, commercial paper and corporate bonds. These offer returns on investment with relatively low risks.

National Pension System (NPS)


Thinking long term you want to have enough money in your old age. Nobody wants to scratch around for extra money when they no longer have to work. That’s why it’s advisable to invest in the national pension scheme. Most major economies have one to look after the welfare of older people.

The good news about the national pension scheme is that the earlier you invest in it the better your outcomes will be. Depending on your choices you can take on more or less risk to influence your final returns.

Property investments

Now is an excellent time to invest in property, when the interest rates and property prices are relatively low. If you’re not sure where exactly to invest, consider places like Canton, MI where the cost of living is extremely economical. Property investment won’t necessarily return funds in the short term, unless you become a profitable landlord, but they hold their value well in the long run. If you don’t want to deal with the hassle of dealing with new tenant contracts, commercial property with you. Not only can you charge more for rent but, on average, commercial tenants stay in their property for much longer than residential tenants. This means much fewer headaches! Take a look at this guide on how to easily value a commercial property if you want to find out more and take your first steps to invest in property.

Whether you are looking for a townhouse for sale, a bungalow for sale, a flat for sale, or anything else, investing in property now will give you excellent long term financial gains. The secret to investing in property is a simple formula of buy low, sell high.

Cryptocurrency


Everyone has heard of
cryptocurrency but how many of them make efforts to get involved in this up and coming investment opportunity? Since 2017 major global banks have backed cryptocurrency, making it one of the easiest and most secure modern investment opportunities.

There are many cryptocurrencies to choose from, each with its own special criteria. Some offer better returns while others offer better access to funds. Undoubtedly some will suit better than others, so do your research and identify one that suits your investment objectives. When considering investing in a cryptocurrency that you’re not totally familiar with, perhaps like UMA, you may want to first do the proper research online to see what other people’s experiences with it have been like so that you know whether or not to buy UMA (UMA kaufen oder nicht, if you’re a German investor).

Fixed deposit

When it comes to investing your money the first thing you need to do is to identify your objectives. Do you want long or short term returns? How much do you want to invest? And what knowledge and experience can you bring to the process?

If you want to earn money over the long term then it’s a good idea to open a Fixed Deposit account with your bank. These generally provide you with excellent interest rates and allow you to take a break at any time. What have you got to lose?

Gold

One thing that has never gone out of fashion is gold. Gold holds its value pretty well, even during times of financial crisis, and can provide you with good returns during times of plenty. You can also use your gold investments to borrow against in the form of loans.

If you don’t want to invest a large sum of capital in gold, there are alternatives. You could invest a smaller sum in gold biscuits instead, or gold ornaments such as jewelry. In general, however, biscuits are better as they are easier to trade.

Blockfi account


Almost everyone is an investor, even if they don’t know it. Having a bank account means you accrue interest on your funds as a reward for using the bank. Most banks, however, don’t offer very much. Instead, use a
Blockfi Account online. These online accounts will turn your money into an easily accessible cryptocurrency called Stablecoin that gives you an 8.6% return on your investment. That type of return is unheard of with a conventional bank and allows you to make your money work harder when sitting unused.

Online savings account

Another option for passive investment opportunities is an online savings account. These are a good alternative if you don’t want to play with cryptocurrency. If you open an online savings account you will receive a far higher interest rate than you would at a conventional bank. Your return on investment will still be determined by the funds in your account and how long they sit for, however, it’s still a smarter way of making your money work harder.

0
Facebook Twitter Google + Pinterest
previous post
7 Tips to Stay Calm During a Crisis
next post
7 Tips for Choosing the Right Coffee For You

Related Posts

Gossip is Good For you, According to Science

14 UAE Filipino influencers you have to follow!

Why do dogs paws smell like butter popcorn?

The world’s healthiest coffees: What makes them so...

Hello, Welcome to my world!

Hello, Welcome to my world!

I’m Naomi! MSc Mech Engineer by degree, Digital Strategist by profession, and content creator by passion! I’ve spoken at 3 TEDx platforms, recognized as the #Hot100 most influential Asians & Influencers, & ranked in the Top 30 sites in UAE (2M+ views)! Here, you can explore topics that will educate your mind, nourish your soul, and satisfy your tummy πŸ˜‰

Follow my journey on Instagram @naomi_dsouza too πŸ˜€ and click here to know more about me!

DXB’s most photographed desert

https://youtu.be/WNnuqJ05K78

Melting 23 chocolates

https://youtu.be/D9zQWexkUJY

TEDx Talk 3

https://www.youtube.com/watch?v=mFxapX1OPDg
  • Facebook
  • Instagram
  • Linkedin
  • Youtube
  • Email

Β© 2020 – 2021 www.naomidsouza.com – All Rights Reserved


Back To Top